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Banking



Impala Legal’s banking practice team is an accomplished one and has recently advised on complex and significant transactions as well as successfully guided Commercial banks in their set up from principals.

No sector has been immune to the impact of the global economic crisis and commercial banks have felt the full force impacting banks across the globe. The financial industry has become more complex, so has the regulatory system, which oversees the industry players and their activities and runs the risk of lowering the appetite for new lending. The interest of protecting savers and investors and maintaining financial stability in light of the 2008 financial meltdown has lead to increased regulation and this has made it imperative to obtain the necessary legal advice in order to deal with the many challenges that face corporations within the Industry.

The firm regularly undertakes rigorous and critical analysis of the regulatory proposals and developments in the sector in order to understand the scope and impact on the products and services that our clients offer. This thorough analysis helps us to provide first-class insight, support and advice on the regulatory aspects of financial services transactions and to find practical solutions to the regulatory issues that our clients face.

The firm’s banking team advises banks and other financial institutions, fund and asset management companies, insurance and reinsurance companies, private entities and government on domestic and international bank financing transactions across every industry and governmental sector.

Our experience of acting not only for arranging banks and lenders but also for credit enhancers and borrowers in relation to a wide range of industrial and financial sectors means we are able to anticipate and address the requirements of all parties to a transaction.

Clients benefit from our comprehensive experience which spans the fields of banking and finance, including:

  • » acquisition finance
  • » leveraged finance
  • » syndicated finance
  • » trade and emerging markets finance
  • » real estate finance
  • » high yield
  • » restructuring and insolvency
  • » financial structuring
  • » asset finance

We understand the complexities of the commercial banking sector. We have been for a while providing on-the-ground advice in all facets of commercial banking from general lending to online banking.

Many of our relationships extend well beyond traditional banking and finance work, with clients taking advantage of our ability to deliver sector knowledge and understanding in tandem with a full range of commercial legal services - many of which, such as real estate, technology, media and telecoms, litigation and employment, are critical to the success of any commercial bank.